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PHT Stablecoin

Overcollateralized Philippine Peso-Pegged Stablecoin

Fast, stable, inclusive - powering the future of finance in the Philippines and across Southeast Asia.

Supported Chains:

EthereumTronPolygon
PHT

Total Value Locked (PHP)

287,850,000≈ $5,050,000
53

Unique Users

225,005,455

Token Distributed

≈ $ 24.519

2,830,507

Daily Transaction Volume (PHP)

View Statistics:

Cost

PHT
0-0.5%
Digital Wallets
×1-3%
Banks
×3-7%
Cash
None

Speed

PHT
1-3 sec
Digital Wallets
5-60 mins
Banks
×1-3 days
Cash
Instant

Flexibility

PHT
Flexible
Digital Wallets
Restricted
Banks
×Inflexible
Cash
×Static

Accessibility

PHT
Fully Open
Digital Wallets
KYC-Required
Banks
×High-Barrier
Cash
×Offline-Only

Transparency

PHT
On-Chain
Digital Wallets
Ledger-Only
Banks
Report-Only
Cash
×Untraceable

Yield

PHT
DeFi Yield
Digital Wallets
Basic Savings
Banks
TradFi Interest
Cash
×None

How to Use PHT

PHT is a stablecoin pegged 1:1 to the Philippine Peso (PHP), designed for real-world applications across both on-chain and off-chain scenarios.

Exchange & On/Off-Ramp

Exchange & On/Off-Ramp

      Local Cash Conversion
  • Swap PHT ↔ PHP anytime through trusted local partners
    1. Fiat On/Off-Ramp
  • Convert PHT ↔ other fiat currencies via supported channels
Exchange & On/Off-Ramp
PHTPHT
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PHPPHP
Cross-Border Remittances

Cross-Border Remittances

      Overseas Filipino Workers (OFWs)
  • Send fast, low-cost remittances to support families back home.
    1. Small & Medium Enterprises (SMEs)
  • Settle international trade with simple, affordable payments.
    1. Freelancers & Digital Nomads
  • Receive global payments and borderless income in real time.
Cross-Border Remittances
HK$HK$
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PHTPHT
Payment & Spending

Payment & Spending

      Domestic QR Payments
  • Pay with PHT via QR PH for everyday spending
    1. Crypto-Enabled Debit Cards
  • Send PHT globally with crypto-linked debit cards.
    1. Digital Entertainment Payments
  • Use PHT for gaming in-app purchases, and C2C transfers.
Payment & Spending
SuccessPayment Successful
Amount Paid: 200PHTPHT
Investment & Yield

Investment & Yield

      Trade & Swap
  • Trade and swap PHT on CEX/DEX for seamless access.
    1. DeFi integration
  • Stake PHT or deploy it across DeFi protocols to generate yield.
Investment & Yield
PHTPHT
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sPHTsPHT

Why PHT?

Competitive Advantages

Localized Focus

Localized Focus

PHT is pegged to the PHP, catering directly to the Filipino remittance and e-wallet market.

MakerDAO-Inspired Architecture

MakerDAO-Inspired Architecture

Adopts a proven overcollateralization model from MakerDAO's MCD, updated for regional nuances.

Strategic Partnerships

Strategic Partnerships

Early integrations with local financial services (Juancash, StraitsX, MoneyBees) ensure broad coverage and user accessibility.

Real-World Impact

Real-World Impact

Designed to serve genuine economic needs—cross-border remittances, digital entertainment industry and crypto investments.

How to Get PHT

Mint PHT On-Chain

Connect wallet icon

Connect your Web3 wallet to APCX Protocol

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Collateralize token icon

Collateralize USDT/USDC to mint PHT

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Mint PHT icon

Mint PHT on Ethereum or Tron

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Repay and redeem icon

Repay PHT and redeem the collaterals

Purchase Through Partners

Locate partner icon

Locate an APACX partner outlet

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Deposit fiat icon

Deposit fiat currency (Philippine peso) to purchase PHT tokens

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Use PHT icon

Use PHT for payments, remittances savings, online top-ups, etc.

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Redeem PHT for fiat icon

Redeem PHT for fiat anytime through our >800 partner outlets

FAQs