
PHT Stablecoin
Overcollateralized Philippine Peso-Pegged Stablecoin
Fast, stable, inclusive - powering the future of finance in the Philippines and across Southeast Asia.
Supported Chains:

Total Value Locked (PHP)
Unique Users
Token Distributed
≈ $ 24.519
₱2,830,507Daily Transaction Volume (PHP)
Cost
Speed
Flexibility
Accessibility
Transparency
Yield
Our Ecosystem Partners
CEX
Lending
Oracles
Interoperability
Audits
How to Use PHT
PHT is a stablecoin pegged 1:1 to the Philippine Peso (PHP), designed for real-world applications across both on-chain and off-chain scenarios.
Exchange & On/Off-Ramp
- Swap PHT ↔ PHP anytime through trusted local partners
- Convert PHT ↔ other fiat currencies via supported channels
- Local Cash Conversion
- Fiat On/Off-Ramp

Cross-Border Remittances
- Send fast, low-cost remittances to support families back home.
- Settle international trade with simple, affordable payments.
- Receive global payments and borderless income in real time.
- Overseas Filipino Workers (OFWs)
- Small & Medium Enterprises (SMEs)
- Freelancers & Digital Nomads

Payment & Spending
- Pay with PHT via QR PH for everyday spending
- Send PHT globally with crypto-linked debit cards.
- Use PHT for gaming in-app purchases, and C2C transfers.
- Domestic QR Payments
- Crypto-Enabled Debit Cards
- Digital Entertainment Payments

Investment & Yield
- Trade and swap PHT on CEX/DEX for seamless access.
- Stake PHT or deploy it across DeFi protocols to generate yield.
- Trade & Swap
- DeFi integration

Why PHT?
Competitive Advantages
Localized Focus
PHT is pegged to the PHP, catering directly to the Filipino remittance and e-wallet market.
MakerDAO-Inspired Architecture
Adopts a proven overcollateralization model from MakerDAO's MCD, updated for regional nuances.
Strategic Partnerships
Early integrations with local financial services (Juancash, StraitsX, MoneyBees) ensure broad coverage and user accessibility.
Real-World Impact
Designed to serve genuine economic needs—cross-border remittances, digital entertainment industry and crypto investments.
How to Get PHT
Mint PHT On-Chain

Connect your Web3 wallet to APCX Protocol

Collateralize USDT/USDC to mint PHT

Mint PHT on Ethereum or Tron

Repay PHT and redeem the collaterals
Purchase Through Partners

Locate an APACX partner outlet

Deposit fiat currency (Philippine peso) to purchase PHT tokens

Use PHT for payments, remittances savings, online top-ups, etc.

Redeem PHT for fiat anytime through our >800 partner outlets